Karie McLain, Monument Colorado REALTOR® with eXp Luxury
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Monument, Colorado · eXp Luxury

About Karie McLain

Monument and Colorado Springs REALTOR®, Employing Level Real Estate Broker - Associate, and a former mortgage fraud investigator who now uses everything she learned on the other side of the desk to protect her clients.

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In Short

Karie McLain is a Monument, Colorado REALTOR® with eXp Luxury and a former mortgage fraud investigator, underwriter and quality assurance underwriter. She is ranked the #1 individual agent in Monument by sales volume (RealTrends Verified 2026, based on 2025 sales), a top 10 individual eXp Realty agent in Colorado and a top 1% REALTOR® nationally. She holds the CLHMS Million Dollar Guild, MCNE and MRP designations and serves Monument, Woodmoor, Colorado Springs, Palmer Lake, Larkspur and Peyton.

My Story

Before I was a realtor

Before I became a realtor (which I never planned on becoming), I spent years as a mortgage fraud investigator, underwriter and quality assurance underwriter. My job was to dig through files, question everything and catch the problems nobody else saw.

That work taught me how a transaction really comes together behind the scenes: the appraisal, the lender, the title work, the timelines. There's very little in a home sale I haven't already seen from the other side.

How I Work

Calm confidence, start to close

Today my clients are busy professionals, physicians, military families and executives who trust me to handle every detail, start to finish, so their lives stay as uninterrupted as possible.

I tell you what I see and what I'd do. I don't guess and I don't overpromise. I price like an underwriter, negotiate as a Master Certified Negotiation Expert, and manage inspections, appraisals and lending before they ever become a problem.

Luxury is an experience, not a price point.
Recognition

Credentials & awards

No. 1Individual agent in Monument
by sales volume · RealTrends 2026
Top 1%REALTOR®
nationally
Top 10Individual eXp Realty
agent in Colorado
Top 100Colorado Springs
Real Producers
CLHMS Million Dollar Guild sealCertified Luxury Home Marketing
Specialist · Million Dollar Guild
MCNE®Master Certified
Negotiation Expert
MRPMilitary Relocation
Professional
2019Licensed in Colorado since
Peak Producer 2023
Meet Karie

See how I market a home

Beyond Real Estate

Monument is home

I've lived in the Colorado Springs and Monument area since 2004, and it's home. I'm a wife and a mom to two active daughters, one golfer and one soccer player, so you'll find me at a tournament or on a sideline most weekends.

I bring a combination of Midwest charm and tenacity to everything I do. I believe in excellence, and I believe luxury is an experience, not a price point. Every client gets that same standard, whatever the home.

I love finding the best local food spots, I eat my way around every vacation, and I'm always up for a good cocktail. When I tell you about a neighborhood, it comes from the homes I've sold there and what I've learned behind the scenes in every one of those transactions.

Karie McLain at work in Monument, Colorado
Who I Serve

The moves I am known for

Sellers at every price point

An over the top marketing plan for every listing: cinematic film and drone, paid social ads, retargeting that follows buyers after they leave, underwriter grade pricing and a launch built for Monument and Colorado Springs. Every seller gets the luxury experience, whatever the price.

Military & USAFA

PCS timelines, VA loans and buying from a distance, handled by a Military Relocation Professional who knows Peterson, Schriever, Fort Carson and the Academy.

Physicians, executives & move up buyers

Relocations on a tight calendar, the next step up into Flying Horse, Woodmoor or acreage with well and septic, and every detail managed so you can stay focused on your work and your family.

Client Words

Five stars, every time

★★★★★
"Her expertise and determination resulted in a top dollar sale within a very difficult market. Choosing Karie as our realtor was one of the best decisions we could have made."
Seller · Record high sale in the neighborhood
★★★★★
"We listed our house and 4 days later after 6 showings we had an over asking offer. If you want to feel like you're the only client, you need to work with Karie."
Relocating seller
★★★★★
"She advised us on staging, recommended contractors, and handled the many issues that arise. Never pushy, highly efficient, and very pleasant to work with."
Seller · Kings Deer, Monument
Questions

About working with Karie

Who is Karie McLain?

A Monument, Colorado REALTOR® with eXp Luxury and a former mortgage fraud investigator and underwriter, ranked the #1 individual agent in Monument by sales volume (RealTrends Verified 2026) and a top 1% REALTOR® nationally.

What areas do you serve?

Monument, Woodmoor, Colorado Springs, Palmer Lake, Larkspur, Peyton, Black Forest and Castle Rock.

Do you help military and USAFA families?

Yes. I'm a Military Relocation Professional and work with Air Force Academy, Peterson, Schriever and Fort Carson families, including VA loans and PCS timelines.

Do you only sell luxury homes?

No. Luxury is an experience, not a price point. Every client gets the same concierge level of care.

Private Consultation

Talk with Karie

Tell me where you are and where you want to be. I'll tell you exactly what I'd do.

Book a Call With Karie